Manual investment transactions, contributions, and distributions

Record buys, sells, dividends, interest, fees, contributions, and distributions by tax year for investment accounts, keeping transfers separate from income.

Plans: Personal Wealth (prelaunch)
Availability: Rolling out in prelaunch
For: Personal
In KontoCore: Personal → Investments (WealthKraft) → Accounts → Activity

What this does

Buys and sells change holdings and cost basis. Dividends and interest are investment income; fees reduce value.

Contributions and distributions are tracked by tax year for tax-advantaged accounts. A contribution from your bank is a transfer, not spending; a distribution to your bank is a transfer in, with its tax year recorded.

How to

Record activity

1Open the account → Activity → Add.
2Choose type, date, security, quantity, price/amount, and (for contributions/distributions) tax year.
3Link the matching bank transaction where one exists so it isn’t counted twice.

Imports and sources

Activity can be imported from a spreadsheet; duplicate detection compares date, amount, and security.

Corrections, voids, and reversals

Edit or delete manual activity; cost basis and performance recalculate.

Audit trail

Changes record who, when, and source.

Availability and provider notes

Built – unverified: this workflow exists in the prelaunch product but has not yet completed human certification. Review results before relying on them.
Live activity feeds: Provider connection required.
Tax-year totals are organizational records, not tax advice or filed figures.
KontoCore Personal and WealthKraft organize your own records. They do not give investment, tax, or financial advice and do not place trades or move money.

Permissions

Household owners and members with edit access can change records; view-only members and trusted helpers see only what their scope allows.

What happens in your books

Linked bank movements stay transfers; nothing becomes household spending or income except investment income you record.

Common mistakes

Recording a contribution in both the bank (as spending) and the investment account.

WealthKraft manual holdings and securitiesAdd investment accounts and holdings by hand — security, quantity, and price — for taxable and tax-advantaged accounts, without a live provider connection.Investment cost basis, gain/loss, income, and performanceSee cost basis, unrealized and realized gain or loss, investment income, XIRR and time-weighted return where data supports them, and allocation by asset type.Retirement overviewSee retirement accounts, recurring retirement income, reserves, obligations, and distributions in one view. Projections and what-if scenarios are planned, not live.Tax readiness and checkupsGather tax documents, check that receipts and categories are complete for the year, and run household checkups — preparation, not tax filing or advice.

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Last reviewed October 6, 2026