Household cash-flow trends
See household money in and money out by month, with transfers excluded and valuations kept separate, and drill into the transactions behind each figure.
- Plans
- Personal plans (prelaunch)
- Availability
- Rolling out in prelaunch
- For
- Personal
- In KontoCore
Personal → Cash flow
Built – unverified (prelaunch). Human certification pending.
What this does
Shows income, spending, and net (income minus spending) per month, in Simple groups or Detailed categories.
Transfers between your own accounts (checking to savings, bank to brokerage, card payments) are neither income nor spending. Market value changes on investments, property, or vehicles are valuations — they change net worth, not household income or spending.
Only reviewed transactions are included by default; a toggle shows unreviewed activity separately.
How to
Read the view
- 1Open Personal → Cash flow.
- 2Choose the period and Simple or Detailed.
- 3Select a bar or row to open its transactions.
Corrections, voids, and reversals
- Fix categories or transfer marks on transactions; the view updates.
Audit trail
- Generated from current reviewed records.
Availability and provider notes
- Built – unverified: this workflow exists in the prelaunch product but has not yet completed human certification. Review results before relying on them.
- KontoCore Personal and WealthKraft organize your own records. They do not give investment, tax, or financial advice and do not place trades or move money.
Permissions
- Household owners and members with edit access can change records; view-only members and trusted helpers see only what their scope allows.
What happens in your books
Read-only.
Common mistakes
- Counting brokerage contributions as spending.
Troubleshooting
Income looks inflated
A transfer in from savings is categorized as income.
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