Net worth, assets, and liabilities
Add household assets and debts, update their values over time, and see a derived net worth that never double counts accounts, investments, and property.
- Plans
- All Personal plans
- Availability
- Rolling out in prelaunch
- For
- Personal
- In KontoCore
Personal → Net worth
Prelaunch. Investment detail requires Personal Wealth.
What this does
Net worth = assets − liabilities, derived from accounts, property, vehicles, investments, and debts. Each value has an as-of date and source (manual, imported, or connected).
Market value changes update net worth only — they’re not counted as income or spending.
How to
Add an asset or debt
- 1Open Personal → Net worth → Add.
- 2Choose type, name, value, and as-of date.
- 3Update values whenever you like; history is kept.
What happens in your books
Valuations change net worth history, not household transactions.
Common mistakes
- Entering a mortgage as both a liability and a monthly expense total — record payments, and the balance separately.
Troubleshooting
Net worth jumped
Check recent valuation updates and their dates.
Related articles
WealthKraft investments: what’s live and what needs a providerTrack investment, brokerage, and retirement accounts with manual balances and valuations today; live aggregation requires a provider connection. Read-only — no trading or advice.Retirement overviewSee retirement accounts, recurring retirement income, reserves, obligations, and distributions in one view. Projections and what-if scenarios are planned, not live.KontoCore PersonalThe household edition: money in and out, recurring bills, documents, net worth, and read-only investments with WealthKraft.Household setup and accessSet up a Personal household, choose Simple or Detailed view, add accounts, and invite a spouse, household member, trusted helper, or accountant with scoped permissions.
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Last reviewed October 6, 2026