Personal Plans & Pricing

Household financial truth, from everyday money to WealthKraft.

Choose everyday household organization, deeper readiness and collaboration, or the complete Personal experience with read-only WealthKraft. All three are prelaunch plans with public launch-target pricing.

Start Personal early access Explore KontoCore Personal

Three household plans

Choose how deep you want the household picture to go.

Every Personal plan protects financial correctness. Higher plans add deeper review, readiness, collaboration, retirement context, and read-only WealthKraft visibility—not weaker or stronger truth standards.

Personal

Everyday household financial organization.

$5.99

per month

$59.99

per year

Save $11.89 compared with monthly billing

Households organizing everyday money, records, recurring bills, documents, and a verified financial picture.

  • Household accounts, transactions, and manual entry
  • XLSX / CSV import with staged review
  • Recurring income, bills, spending, and cash flow
  • Receipts, documents, and basic net worth
  • Duplicate, transfer, evidence, and trust protections
  • Spouse or partner access with separate login
  • No ads
Start with Personal

Personal Plus

Deeper household oversight, readiness, and collaboration.

$9.99

per month

$99.99

per year

Save $19.89 compared with monthly billing

Households wanting repeatable check-ups, stronger review, tax readiness, retirement context, and trusted collaboration.

  • Everything in Personal
  • Repeatable household financial check-ups
  • Advanced review and recurring-change detection
  • Tax-readiness and document-readiness workflows
  • Retirement overview and richer readiness context
  • Trusted-helper and accountant collaboration
  • Provider-backed live banking where connected
Start with Personal Plus

Personal Wealth

The complete Personal experience with WealthKraft.

$14.99

per month

$149.99

per year

Save $29.89 compared with monthly billing

Households bringing investments, retirement accounts, valuations, and net worth into one read-only financial picture.

  • Everything in Personal Plus
  • WealthKraft read-only portfolio visibility
  • Taxable, IRA, workplace, HSA, and 529 context
  • Holdings, balances, valuations, and activity where data exists
  • Taxable versus tax-advantaged context
  • Investments integrated into household net worth
  • Manual and imported values; live aggregation where connected
WealthKraft included with Personal Wealth
Start with Personal Wealth

Household access, not paid seats. Each person uses their own login. Access is explicit and revocable. No numeric household-user limit is implied.

Personal comparison

Compare everyday money, household truth, readiness, and wealth.

CapabilityPersonalPersonal PlusPersonal Wealth
Everyday money
Household accounts and transactionsIncludedIncludedIncluded
Manual entryIncludedIncludedIncluded
XLSX / CSV staged importIncludedIncludedIncluded
Recurring income and billsIncludedIncludedIncluded
Spending and household cash flowIncludedEnhancedEnhanced
Live bank aggregationProvider connection requiredProvider connection requiredProvider connection required
Household truth
Duplicate preventionIncludedEnhancedEnhanced
Evidence linkingIncludedEnhancedEnhanced
Transfer-aware handlingIncludedEnhancedEnhanced
Review before records become trustedIncludedEnhancedEnhanced
Advanced review and recurring-change detectionNot includedEnhancedEnhanced
Repeatable household financial check-upsNot includedEnhancedEnhanced
Documents & tax readiness
Receipt and document storageIncludedIncludedIncluded
Manual evidence matchingIncludedEnhancedEnhanced
Document-readiness workflowsNot includedEnhancedEnhanced
Tax-readiness organizationNot includedEnhancedEnhanced
Automatic document extractionProvider connection requiredProvider connection requiredProvider connection required
Net worth & retirement
Manual assets and liabilitiesIncludedIncludedIncluded
Derived household net worthIncludedEnhancedEnhanced
Retirement overviewNot includedEnhancedWealth tier
Taxable and tax-advantaged contextNot includedEnhancedWealth tier
Collaboration
Spouse or partner household accessIncludedIncludedIncluded
Separate, explicit, revocable loginsIncludedIncludedIncluded
Trusted-helper collaborationNot includedEnhancedEnhanced
Accountant or tax-professional collaborationNot includedEnhancedEnhanced
Scoped accessIncludedEnhancedEnhanced
WealthKraft
Manual investment account valuesNot includedNot includedWealth tier
Balances and valuationsNot includedNot includedWealth tier
Holdings and positions where source data existsNot includedNot includedWealth tier
Contributions, withdrawals, and distributionsNot includedNot includedWealth tier
Dividends, interest, and feesNot includedNot includedWealth tier
Cost basis, gain/loss, and allocation viewsNot includedNot includedWealth tier
XIRR / time-weighted return where data supports itNot includedNot includedWealth tier
Investment and retirement net-worth integrationNot includedNot includedWealth tier
Live brokerage and investment aggregationNot includedNot includedProvider connection required

WealthKraft included with Personal Wealth

Read-only investments in the household picture.

Organize taxable brokerage, Traditional IRA, Roth IRA, 401(k), 403(b), 457, TSP, HSA investment, 529, and other supported accounts. Manual and imported values are supported where available; live connections remain provider-dependent.

Read-only; no trade execution
No investment advice
Market-value movement is a valuation, not bookkeeping income or expense
Bank-to-brokerage movement remains a transfer where records support it
Live aggregation requires a compatible provider connection

External connections stay explicit.

Live bank and brokerage aggregation and automatic document extraction require compatible provider connections. Provider availability and any pass-through cost will be disclosed before activation.

KontoCore Personal is prelaunch. These are public launch-target prices, not a claim that checkout or general availability is live. Packaging may change before launch.

Personal pricing FAQ

Household plans, access, and connections.

Launch-target pricing is shown transparently; checkout is not yet represented as live.